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Certificates of Deposit
Saving for a special purchase? Investing for the future? Do more to reach your savings goals with higher-earning, insured certificates of deposit with Second Federal Savings.
Second Federal offers a variety of certificate terms to meet your investment needs. Most certificates offer:
- Fixed rate for the term of the account
- With balances over $5,000, monthly or quarterly interest checks or transfers
- Access to inquire on account via electronic banking
- Insured up to $100,000 by FDIC
- All terms are available for deposit of retirement funds also
Note that there is a substantial penalty for early withdrawal; the penalty term varies with the term of the certificate (early withdrawal penalty does not apply on Retirement distributions where the participant is older than age 59 ½ years.)
For rates on all our certificates, contact us.
Short-Term Certificates
For short-term investors, Second Federal offers:
- 3 Month Certificate: Minimum opening balance $500.00
- 6 Month Certificate: Minimum opening balance $500.00
- 12 Month Certificate: Minimum opening balance $500.00 ($100.00 for Retirement Investments)
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Longer-Term Certificates
For longer-term investors, Second Federal offers:
- 18 Month Certificate: Minimum opening balance $500.00 ($100.00 for Retirement Investment(s)
- 30 Month Certificate: Minimum opening balance $500.00 ($100.00 for Retirement Investment(s)
- 36 Month Certificate: Minimum opening balance $500.00 ($100.00 for Retirement Investments)
- 48 Month Certificate: Minimum opening balance $500.00 ($100.00 for Retirement Investments)
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Promotional Certificates
For a limited time, Second Federal is offering the following promotional certificate of deposit accounts:
- 7 Month Promotional Certificate: Minimum opening balance $2,500.00
- 7 Month Bonus Rate Certificate: Minimum opening balance $2,500.00 (must be new money)
- 13 Month Promotional Certificate: Minimum opening balance: $2,500.00
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