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Mortgages
Second Federal Savings and Loan has offered home mortgage loans to the community for more than 125 years. The Institution strives to meet the credit needs of the families that live in the community. Second Federal has a long history of providing home mortgage loans throughout the greater Chicago Metropolitan Area.
We do our best to make the home buying process easy so visit us today and let us help you down the road to your dream home. Your home buying experience at Second Federal will be effortless and we have a number of different types of loans to meet your needs.
Qualifying properties in the Greater Chicago Metropolitan Area only
Loan Products:
Fixed Rate Loans:
- 15 Year Fixed Rate Loan: Loan-to-value up to 103%*, Owner Occupied Properties only
- 20 Year Fixed Rate Loan: Loan-to-value up to 103%*, Owner Occupied properties only
- 30 Year Fixed Rate Loan: Loan-to-value up to 103%*, Owner Occupied properties only
Adjustable Rate Loans:
- Adjustable Rate Loan: Loan-to-value up to 103%*, 15, 20, 30 and 40 Year terms
- Balloon Loan: Loan-to-value up to 103%*, Available for investment property and mixed use properties
Special Programs:
- ITIN Loans: Loan-to-value up to 100%*, Adjustable rate, Owner Occupied properties only; 15, 20 & 30 Year amortization
- First Time Home Buyer Loans (IHDA): Loan-to-value up to 97%*, Fixed rates 15, 20, 30 Year amortization
Home Equity Line of Credit:
- Combined Loan to value up to 80%; rate indexed to Prime Rate
* May Require Private Mortgage Insurance for LTV over 80%
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Contact a Second Federal Savings Mortgage Specialist via e-mail or by phone.
Main Office
Ana Palomares
apalomares@secondfederal.com
(773)522-6745
Efrain Mena
emena@secondfederal.com
(773)522-6744
Fox Lake Branch Office (Lake County)
Gloria Blanquel
gloria.blanquel@secondfederal.com
(847)587-6311
Cicero Branch Office
Leo Escobedo
lescobedo@secondfederal.com
(708)222-6330
Brighton Park Branch Office
Angel Gonzalez
angel.gonzalez@secondfederal.com
(773)247-2220 ext 23
Aurora Branch Office (Kane County)
(630) 898-2238
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